Trade Credit Risk Index
Seasonal trend drops Trade Credit Risk Index score.
Businesses to brace for increased insolvencies in 2026.
Q4 2025 Index Score: 594
Note: The NCI Trade Credit Risk Index score is based on an aggregate of claims data. collection activity, credit limit decisions and overdue accounts.
Movements from the previous
quarter: Q3 25 v Q4 25
–
29
%
Number of claims
lodged
–
40
%
Number of collections lodged
–
20
%
Overall TCRI score
–
1
%
Number of serious overdues reported
Incoming collection
matters in Q4 2025
743
From which industries did
claims come in Q4 2025?
Claims in Q4 2025
236
Number of claims lodged
$
16
m
Value of claims lodged
241
Number of claims paid
$
13
m
Value of claims paid
Claims lodged and paid may be from different time periods.
Notable businesses entering
administration in Q4 2025
Where did Q4 claims
occur by number?
| State / Territory | Share of Claims |
|---|---|
| VIC | 30% |
| QLD | 25% |
| NSW | 24% |
| SA | 6% |
| WA | 6% |
| ACT | 4% |
| TAS | 4% |
| NT | 1% |
30%
25%
24%
6%
6%
4%
4%
1%
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