On average about 40% of a company’s assets are from the debtors ledger, a significant part of your business that should be protected. A bad debt reserve is not the answer. It won’t put cash back in your hands.

Apart from the long-term loss of a customer and future revenue streams, there is the immediate effect on cash flow, which could even lead to your own business failing. The proceeds of a credit insurance claim injects liquid funds back into your business. We can arrange a virtually unlimited cash reserve for the balance sheet at a planned deductible cost.

You can grow your business in confidence knowing that the cost of potential customer failures is already covered. You can also be more aggressive in your sales and marketing by extending higher and longer credit terms with your customers.

Whether you trade with customers domestically or internationally, your customer’s status can be affected by internal and external factors, unknown to you. No matter what credit control procedures you have in place, you can further enhance the quality of decisions made on credit limits by working closely with us and gaining access to our extensive knowledge database. You can spend less time worrying about venturing into new markets or territories and be ‘in the know’ about the customers you are dealing with.